MUNI Worldwide | Challenge A — Live RTGS Settlement Rail

Settlement Flow Pipeline

Dwin API

Payment origination from Dwin Optics Consulting LLC

ACTIVE

Compliance

KYC / AML / Sanctions screening — Oscar Rudolf Jamir Franciscio

VERIFIED

UnionBank RTGS

RTGS transfer via Partner API — api-uat.unionbankph.com

VERIFIED

MUNI Account

001790005647 — UBPHPHMM — Funds released

AWAITING

Live Settlement Monitor

LIVE

12:10:23 BOOT MUNI Production Payment Rail v2.0.0 started on :3200

12:10:24 INIT UBP credentials loaded — client_id=abc5c34f, scope=rtgs_transfers

12:10:50 OAUTH UnionBank OAuth2 token acquired — expires_in=3600s

12:11:17 RTGS POST /rtgs/v1/transfers/single → 200 OK SP (Sent for Processing)

12:11:17 RTGS ubpTranId=UB1914527773345, uuid=e2f6b834, remittanceId=E90118PGXZILFBWW

12:11:34 STATUS GET /rtgs/v1/transfers/single/{ref} → 200 OK — record.state=Credited Beneficiary Account

12:11:35 POLL Settlement polling active — awaiting TS (Credited Beneficiary Account)

API Credentials (Dwin → MUNI Rail)

API ENDPOINT

POST /v1/payments

BASE URL

https://api.muniworldwide.com/v1/payments

API KEY (BEARER)

dwin-prod-key-muni-2026

AUTH HEADER

Authorization: Bearer dwin-p...2026

WEBHOOK SECRET

dwin-callback-shared-secret

CALLBACK URL

wallet.dwinpayment.com/webhooks/payment-status

✓ OAuth2 200 OK

✓ RTGS 200 SP

✓ Status Check 200

✓ x-partner-id APPROVED

✓ Scope rtgs_transfers

✓ 3 Transfers Verified

MUNI Worldwide — Company & KYC

COMPANY NAME

MUNI Worldwide

SEC REGISTRATION

2025030193519-04

REGISTERED ADDRESS

238 Valero Plaza Condominium, 124 Valero Street, Salcedo Village, Makati 1209, Philippines

REPRESENTATIVE

Oscar Rudolf Jamir Franciscio

PASSPORT NUMBER

P4066024B

CONTACT EMAIL

os@muniworldwide.com